Category Archives: Featured Articles

CEOs of Malaysia’s Largest Banks Share Top 10 Changing Trends in Banking Industry for Business

CEO Roundtable: Leadership in a Changing Global and Regional Financial Landscape at the 18th Malaysian Banking SummitThoughts from a Gen Y in the Corporate World during the CEO Rountable, summarised in 10 key points.

Panelist:

–        Mr. Ashok Ramamurthy, Group Managing Director, AmBank Group

–        Mr. Goh Peng Ooi, Chairman, Silverlake Axis Ltd

–        Datuk Abdul Farid Alias, President, Malayan Banking Berhad

–        Mr. Osman Morad, CEO of Standard Chartered Bank Malaysia Berhad

–        Mr. Sanjeev Nanavati, CEO Citibank Berhad

Moderated by: Tan Sri Ramon Navaratnam, Director, ASLI & former CEO, Bank Buruh

CEOs of Top Banks Share 10 Changing Trends in Finance & Banking

1. 30 million in Malaysia is not enough; we need to grow beyond that. As an entrepreneur, look at scalability, can we go beyond our shores of 30 million to reach a potential of 600 million across the ASEAN region?

2. Productivity is the name of the game. Always measure and benchmark. Passion, drive and grit is key but ensuring that you and your employees are productive is essential via benchmarking and as Dory says it in finding Nemo, ‘Just keep swimming.. Just keep swimming..’

3. A banker has to be a good juggler, keep everything in balance. Margins are shrinking, there is a chase for liquidity and sticky deposits which is at odds with growth and shift of power with the rising middle class. Leaders need to balance this.

4. In a CEO’s role lining up priorities, there is a restorative role in credibility and reputation. We have to create a set of values to create a corporate identity, known to the community.

CEOs share Top Traits that they are Looking for in Talents
CEOs share Top Traits that they are Looking for in Talents

5. Bankers are not great innovators but we are not too bad at cloning things. Sometimes, a good idea there is a good idea here.

6. Banking used to be a lifetime job, Gen Y now believes in doing what you are passionate about. People now jump jobs for small amounts of increment, so do customers. How do we respond to this?

7. Banking is really a business of human interactions. In fact, majority of businesses consist of a series of human interactions. Knowing this, it is important to learn to delight, motivate and lead.. humans.

8. Leadership is contextual: what makes a good leader at one point in time and place doesn’t make him a good leader elsewhere.

9. Problems but opportunities: There is rising prosperity, pervasive technology; an acute shortness was of talent but greater opportunity for banks to separate themselves.

10. The story of the frog in boiling water – our business is being chipped away by technology, a slow erosion we need to address. Transaction is now instantaneous, instant gratification. It used to be via branches but now there are various touch points for customers.

In conclusion, banks need to understand how to unlock the value within the area in which they operate.

### Special Guest Post ###

Jason Lee is an International Graduate, Standard Chartered Bank graduate programme. As a Gen Y in corporate world, he believes that there is an abundance of opportunities to be entrepreneurial wherever we operate. Connect with him @jasonleecj on Twitter.

Young Entrepreneurs Inspiring Lives through Adversities

The general consensus amongst society is that being born disabled is an affliction often associated with unhappiness, failure, dependency on others and helplessness. These young entrepreneurs have proven otherwise, inspiring lives through adversities.

People often look at those with disabilities and think to themselves, what misery they must be in. But is that always true? Are those who are afflicted with physical disabilities really less capable than the rest of so-called “normal” society?

Measuring society’s attitude and opinion toward the disabled is no easy task as these opinions are based upon social norms, attitudes, as well as a complex mix of misconceptions and stereotypes.

A survey done by the UK government in 2009 shows that 38% of people who were surveyed see the disabled as less productive than non-disabled people while 35% of people felt that the disabled took more from the economy than they contributed.

Such opinions are largely derived from the belief that the disabled require extensive care and looking after. While there is some truth to this, disabled who need round the clock care are neither the exception nor the rule.

Fast Cars & Celebrated Automotive Trading Entrepreneur

Melvin Tong was one of the many 17 year old candidates about to take the SPM (Sijil Pelajaran Malaysia) examinations when he started experiencing a sharp pain originating from the back of his knee.

“It started off with minor pain, like a sprain, and I guess you don’t really worry about it,” said Melvin, “By the time I actually went for my checkup in the hospital, I could already see a small lump the size of a peanut.”

It was later confirmed that Melvin had Fibrosarcoma.

Fibrosarcoma is a cancerous tumor that originates from connective tissue found at the ends of the bones of the arms or legs.

In the course of the next five weeks, 3 biopsies and several opinions from different oncologists later, the tumor grew to the size of a tennis ball and the decision to amputate was made.

By the time he was confronted with the decision, Melvin had grown weary of bouncing from doctor to doctor, the countless referrals and undergoing test after test. He willingly went under the knife in hopes that it would conclude the endless biopsies and regular visits to oncologists.

Melvin, 29 this year, has from then on devoted his life to his love of cars as well as his love of people, taking part in many philanthropic activities in his time including raising awareness for victims of child abuse. In 2010, he entered the Malaysian book of records as the first amputee to climb Mount Kinabalu.

Succeeding in Challenges and Driving Fast Cars is part of the daily life of Melvin Tong
Succeeding in Challenges and Driving Fast Cars is part of the daily life of Melvin Tong

He now owns Extreme Supercars, a thriving business importing, refurbishing, renting and selling luxury vehicles.

“My car business started back when I was 13 years old, shortly after I got my first computer, I made a website for the Need For Speed game,” said Melvin.

It was then that Melvin knew that he would never be able to work for anyone other than himself and made the decision to go into the luxury car business. Melvin says that it had never occurred to him to look for a job.

It was only a few years after college when he was introduced into the car industry, beginning his business selling smaller cars such as the Volkswagen Polo for small commission, comparing himself to a low-pay salesperson.

His business began by brokering the sale of foreign cars to local people, Melvin says that he began the business with no capital, slowly working his way up, building his business into what it is today.

“My disability didn’t stop me from taking my SPM or going to college, everyone knew who I was, but somehow, none of them became really close to me.”

He spoke of the barrier that existed between him and everyone else and said that sometimes it is easier for people to simply alienate someone like him.

The World Health Organization estimated that 10% of any population is disabled in some way. Translating this into Malaysian context, the number would come to 2.7million disabled people currently living in Malaysia.

In 2009,  according to the social welfare department, the total number of disabled in Malaysia was 258, 918 with an average annual increase of 20,000 a year. These are only the ones who are registered.

Of that number, those who are capable of work amount to over 200,000, discounting those with cerebral palsy and those listed in the survey as “others”. A staggering amount of manpower.

Unfortunately, governments have not been able to take full advantage this and the disabled, along with their families, are often persecuted or looked upon as a burden to society.

A prime example of the contribution from disabled people is Zharif Affendi.

National Youth Icon and Beacon of Hope for Youths

Zharif is the proud owner of the Zharif initiative, a Malaysian creative communications company that specializes in corporate social relations consultancy. The company branches out into many fields including public relations and even having his own independent record label.

He also works for MTEM (Majlis Tindakan Ekonomi Malaysia), an NGO which facilitates and assists in the empowerment of the Malaysian economy.

Even born without both arms, Mr Zharif Affendi Running His Business like any other entrepreneur who wants to be successful, hard-working, passionate
Even born without both arms, Mr Zharif Affendi Running His Business like any other entrepreneur who wants to be successful, hard-working, passionate

Zharif was born without arms, and when asked what the exactly the ailment was that caused his birth without upper limbs, he nonchalantly replied that he didn’t know.

“There’s probably a name for it but I never looked it up, I never bothered to know what the reason was.”

Zharif had never required any form of special care, attending run of the mill government schools growing up.

In fact, when he was young, his mother registered him in a primary school that had rejected his application because the headmaster felt that they did not possess the facilities to accommodate a person of his condition.

The day before registration, 6 year old Zharif waited outside the headmaster’s office, asked to meet with him, and when he did, he asked the headmaster’s name, he spelled it, writing on his notebook with only his feet.

Today, he holds a law degree, bachelors of Arts degree and a bachelor of psychology degree. Even being an avid sportsman, listing his hobbies as skateboarding, football, ultra thrill running, scuba diving and taking part in swimathons.

These are only two prime examples of what a disabled person can contribute to Malaysian society. Melvin Tong, owner of one of the most renowned luxury car distributors in Malaysia, and Zharif Affendi, who works toward the growth of Malaysian economy in MTEM.

They are the model of what the disabled community in Malaysia has the potential to be. Sadly most are underestimated and aren’t given the opportunity to contribute.

But things have been changing recently with newly introduced government policies.

The government hopes that providing vocational and academic training to the disabled will sufficiently encourage them to find jobs. Congruent to this, the government has allocated 1% of all public sector jobs to those who are disabled.

And in 2008, the Department Of Social Welfare gives an incentive to the disabled who earn a monthly income of less than RM1200, as well as grants that do not exceed RM2, 700 to aid the disabled in the launching of their own businesses.

Alas, some of these policies are poorly implemented or not properly enforced by government authorities and are altogether ignored or unbeknownst by most.

In the year 2000, it was estimated that the disabled contribute USD1.68 billion to the Malaysian Gross Domestic Import (GDP), while studies conducted to estimate the total global annual loss of excluding the disabled from the economy to be somewhere between USD1.37 to USD1.94trillion.

According to these statistics, it is not the lack of ability that holds back the capabilities of the disabled, but a vicious cycle of poverty, charity and excessive amounts of sympathy that result in their continued reliance on society.

The equalization of opportunities for the disabled to be on par with those who aren’t is crucial to the Malaysian economy and the overall quality of life of persons with disabilities.

Those who are disabled are not necessarily impeded, but it is the inaction of irresponsible parties that truly deprives them from the achievement of their true potential.

Gen-Y College Students Speak Out on Inspiration 

INTI College Subang Students Meet Inspiring Entrepreneurs
INTI College Subang Students Meet Inspiring Entrepreneurs

1. Melinna Loone

2. Nazreen Zainurin

3. Pang Yat Haw

4. Daniel Ibanez Lau

5. Justin Wong Zhe Xuan

6. Vigneshan Kumar

Thoughts from Student Interviewers: We are extremely grateful that we’re able to complete and execute this project on time and up to the standards of our lecturer and also our employer. The hardest part of this project is probably the video part, it was difficult to brainstorm any creative ideas to be put into our video as a documentary video is meant to be serious and if anything that goes against that vibe or would disrupt that atmosphere will need to be thrown out of the window.

It was an inspiring experience to listen to both such amazingly positive stories. Before this, we’ve always had this sympathetic or pitiful feeling towards physically disabled community but after this project, we’ve realized that they are even more positive about life than some of us are. Their determination and spirit to thrive in life has indeed made us reflect on ourselves.

### Article Ends ###

Credit Note: INTI College Subang students from the School of Mass Communication undertook a project by Founder Method to interview successful yet challenged individuals in Malaysia, who have had a lasting impact in society through their business and work. This was a collective effort done by the students, coupled with industry mentors from INTI College Subang and from Founder Method in the implementation of this project.

 

Malaysia Startup Wiki and The Malaysia Startup Landscape 5 Minute Guide

Recently, Bowei Gai of World Startup Report with a bunch Malaysia startup community leaders created the Malaysia Startup Wiki. This effort was launch by Cheryl Yeoh, the CEO of MaGIC at Echelon 2014 today in her panel about the Malaysia Startup landscape. Malaysia Startup Wiki   In conjunction with the launch of the Malaysia Startup Wiki, MaGIC and WorldStartupReport have team up with one of Malaysia top startup, Piktochart. Together, they have produced an infographic on the 5 minute guide to Malaysia Startup Landscape 2014. From the wiki and infographic, you will get a good idea who are the key entrepreneurs, what are some of the challenges, the opportunities, who are the key investors and also an overall outlook in the maturity of each verticals.

 

Here are some notable insights for an entrepreneur or investor before starting up in Malaysia:

  • 30 Million Population
  • 116% Mobile internet penetration rate
  • 90% of startups are funded by Govt funds
  • Highest number of tech IPO in South East Asia

 

If the page does not load, visit here to view the infographic.

WorldStartupReport-Malaysia_v0.9

Are Businesses Ready for Mobile Consumers?

Are businesses ready for mobile consumers?

Today, I see the amount of time and money people are spending on mobile devices growing rapidly and yet many businesses don’t have a strategy optimized for a mobile world. In many cases large incumbent organizations or industries are well behind in the adoption of an untethered life. Leaving me with a puzzled conclusion, at what cost? Could we see more businesses stubble like Borders as they fail to move with the cultural, behavioral and contextual needs of the untethered consumer?

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In a survey be eMarketer, which tallied responses from just over a thousand US adult smartphone owners, found so intriguing yet impactful insights:

– Mobile presences lead to mobile purchases. This sounds like a no-brainer: Shoppers are more likely to buy a product or service if your engagement strategy is optimized for mobile. Three quarters said they are more likely to return to a site in the future if the experience on mobile is good. Fairly simple ideas, that very few can execute well.

– If your site isn’t optimized for mobile, shoppers will go elsewhere.  If they can’t find what they’re looking for on your site, they’d sooner seek out a competitor’s mobile-friendly experience instead of switching to a PC to revisit yours. This staggering trend is common in so many industries. I’m often left dumb founded by the output of companies that have almost limitless resources, yet haven’t brought themselves to understand that mobile customers aren’t the same as desktop customers.

– A bad mobile experience can damage a company’s brand. A bad mobile experience can create bad feelings about your company. Nearly half of participants in the survey said they feel frustrated and annoyed when they happen across a site that’s not mobile-friendly, and that it makes them feel like a company doesn’t care about their business. More than half said a poor mobile experience makes them less likely to engage with a company in the future. In a world where contextual experiences matter, this is huge. Once a larger majority of the world’s population is untethered, you don’t want to be the brand that carries baggage of bad brand experiences.

So I bring us back to the question I get everyday, how are mobile technologies changing our lifestyle, our everyday life? How have they impacted our culture, our behaviors and our expectations of brands? And what does all this mean for an organization hoping to survive in the modern era?

If you’ve been in business for more than ten years, then it’s highly likely you’ve never considered mobile a vital part of how you do business, and that includes those organizations that already have mobile applications, and entire mobile teams. But its’ the younger companies that continue to flex their technology savvy muscles, showing the remainder of the business world that mobile should be the central part to strategy.

I wrote my latest book Mobile Ready with the simple aim of helping business leaders shift their mindset into the mobile era. Placing them for stronger success and engagement in a world that has dropped its relationship with physicality.

Business Advice from the Founders of Dino Media as one of Asia’s Fastest Growing Startups

Dino Media Publishing consist of a network of news portals and social media channels, serving 3 million people monthly with news about entertainment, lifestyle, humor, viral news, and all things trendy. NextUpAsia.com chats with one of the founding members of one of the fastest growing startups in Asia about the Art of Building a company to serve millions of content hungry consumers online.

Dino Media focuses on creating innovative and engaging media platforms for online consumers
Dino Media focuses on creating innovative and engaging media platforms for online consumers

 Getting to know about The Wisdom behind The Start-Up

  • What would be your 3 main advices that you would offer to entrepreneurs who want to start up today?

    Get your priority straight. Identity the top 5 most important things for you business to work and put them as priorities. Great website design can wait, namecards can wait, good project management tools can wait … you get the idea. Instead, focus on things like market validation or sales.

  • c) Conquer the vertical space, then only grow horizontally.

    If you have a wish list, what would you want Governments or the Private Sectors to do, to assist businesses like yours? Just any wish and why?

    One of the fastest growing startups in digital media platforms in Asia makes its mark through Dino Media
    One of the fastest growing startups in digital media platforms in Asia makes its mark through Dino Media
  • Any last remarks to close your ‘The Start-Up Entrepreneur Speaks’ series for now?

    If you are thinking to start a business – be humble and start NOW!

### End of Part 4 ###

About Dino Media:

Dino Media Publishing consist of a network of news portals and social media channels, serving 3 million people monthly with news about entertainment, lifestyle, humor, viral news, and all things trendy.

About the Founders:

We are a group of young and capable team who are hustling to entertain the world with stories and news we find engaging. We strive to never stop innovating the way you read news and we hope we could ultimately build a news portal that would channel you with personalized news that really matter.

 

MYHERO Online Users’ Driven Marketing Attract 20,000 Users In Months to Try Public Safety App

MYHERO is a startup building a gamified social network specifically designed for people to report & consume purposeful and relevant information according to their physical location. Founded less than a year ago, the startup is close to release its version 1 really soon. NextUpAsia.com takes a look into the making of the revolutionary app which will ensure that public reporting of crime and natural disasters can now be easily done by netizens around the globe, while rewarding them for their responsible ethics to come together and keep their cities and neighbourhoods safe with MYHERO.

MYHERO Rewards Online Users for being more Responsible about Public Safety
MYHERO Rewards Online Users for being more Responsible about Public Safety

 Getting to know about The Strategies behind the Startup’s Success

  • Marketing is King! How did you publicize your business? How did you get people to notice you and not your competitors?

So far, we perform very minimal marketing activities as we have been putting our resources into the research & development side of our projects. Any current traction we have is mostly came from organic growth. However pretty soon we will be going to be more aggressive at marketing esepcially through digital campaigns, influencers marketing, roadshows, and strategic partnerships.

  • They say, Talents is what make or break the business. For yourself, how did you get your talents and what did you do to make them remain working for you?

In Dino Media, the main Group behind MYHERO is full of talents because we attracted them with our crazy ambition and that’s excitement to them. Because, sometimes we forget that other than money, there are others incentives in play for people to join your mission, to name a few – purpose, growth, autonomy and ultimately more freedom to express their skills and talents. As the pioneers, we have to keep motivating & empowering the team continuously to stay align for our vision to be reached.

  • If you could name 3 Main Criteria that have made You and Your Business successful, what are those 3 Main Criteria?

a) Ambition b) Iterative  c) Grit

  • Businesses need to Innovate in order to stay Competitive in the marketplace – How have you innovated your company to be competitive until today?

We have this burning belief that we are capable to disrupt any industry for the better. We are doing that by:

  • Pushing past conventional wisdom by thinking outside the box and sometimes without the box
  • Understanding innovation has to be done iteratively for the long run.

    MYHERO Unite to Protect
    MYHERO Unite to Protect
  • Global economic uncertainties Kill Businesses – In your mind, how did you weather this challenge for your business?

We think that uncertainties can be seen as an advantage to us. It gives us a greater opportunity to try new ideas which might have been regarded as conventional.

 

### End of Part 3 ###

About MYHERO:

MYHERO is a startup building a gamified social network specifically designed for people to report & consume purposeful and relevant information according to their physical location. Founded less than a year ago, the startup is close to release its version 1 really soon.

About the Founding Team of MYHERO:

The pioneering team at MYHERO always on the edge of pushing the status quo in design and technology. We are never satisfied and we are laser focus at building a technogical solution without losing the touch of human interaction. We have strong beliefs that our product is able to bring out the hero of our users.

Dino Media Captures 3 Million Online Users in Less than 1 Year of its Founding

Dino Media Publishing consist of a network of news portals and social media channels, serving 3 million people monthly with news about entertainment, lifestyle, humor, viral news, and all things trendy. NextUpAsia.com chats with one of the founding members of one of the fastest growing startups in Asia about the Art of Building a company to serve millions of content hungry consumers online.

Getting to know about The Start-Up

  • Tell us more about Your Company – What have you built? What is your product or service to your customers? What is your track-record so far?

We are iteratively building multiple digital assets in the digital space but the ones that we are really pushing hard are our English news portal – Coffeeticks and Chinese news portal -Tantannews. Tantannews has been around for only 6 months but we are averaging about 900k visits per month. Coffeeticks, which we launched just a month ago, has hit 630k for its first month. Both of these sites publish content about lifestyle, entertainment, and humor.

Dino Media Publishing's Founding Team with NextUpAsia.com
Dino Media Publishing’s Founding Team with NextUpAsia.com

We also curate and publish viral news and all things trendy in the social web. Additionally, we also own multiple facebook pages which we have a team to engage great content with our communities.

 

  • Why did you decide to go into this business? Is it because it is a lucrative market? Is it a Blue Ocean which your talents and expertise through your business can provide?

We decided to go into the digital publishing business because we realized it will get even more expensive to rely on third-party distribution channels. We thought,  for the long run, it makes more sense for us to build our own distribution channels which can give us so many leverage to get brands on board to advetise as well as to launch our own projects

 

  • Where do you see your business growing into, for the next 5 to 10 years?

As a team, we asipire to become the leading global player in digital publishing within the next 5-10 years. That would mean a lot for our company as well as for Malaysia, as this would be the epitome of our nation’s catchphrase “Malaysia Boleh” which means Malaysia can!

Fortunately for us, despite of our young entry in this industry, we are already in the global market. Our news portals have each been visited by audience from at least 180 countries, mainly – Singapore, Indonesia, United States, Canada, China, Taiwan, Hong Kong, and Phillipines.

Dino Media has captured over 3 million readers online just within less than a year of its founding
Dino Media has captured over 3 million readers online just within less than a year of its founding
  • What is your vision for the industry that you are in? Do you see a trend coming up that your business can capitalize?

As more content are screaming for attention on the Internet, we forsee there’s a need for quality storytelling production. Because content needs to stand out to capture people’s attention among the sea of content. This will be one of key areas we will be working on to prepare for this trend.

### End of Part 2 ###

About Dino Media:

Dino Media Publishing consist of a network of news portals and social media channels, serving 3 million people monthly with news about entertainment, lifestyle, humor, viral news, and all things trendy.

About the Founders:

We are a group of young and capable team who are hustling to entertain the world with stories and news we find engaging. We strive to never stop innovating the way you read news and we hope we could ultimately build a news portal that would channel you with personalized news that really matter.

 

Top 12 Star Entrepreneurs that You should Connect with for Business Success

Stars are brilliant at shining a light on what they love. They are excellent advocates once they find their cause, and they will campaign tirelessly for what they believe in. I’ve had the good fortune to connect with each of the extraordinary individuals below, each who are Star profiles. Thanks to each of you for shining your light…

A Superstar Entrepreneur that You should Connect With
A Superstar Entrepreneur that You should Connect With

Here’s my Top 12 Recommended Stars to connect with. A few weeks ago I gave my Top 12 recommended Supporters (http://bit.ly/bWDvRd ) and the support for them was magnificent (of course!). These 12 Stars are equally accomplished and spread around the world. They are all on Facebook so you can connect with them today (if they have not reached their 5,000 friend limit…)

1. Mark Victor Hansen – Orange County: Co-author of the Chicken Soup series, and the One Minute Millionaire, Mark has helped thousands to understand and master the book publishing game. I’m on the Advisory Board of his Mark Victor Hansen Foundation, which promotes literacy as a path out of poverty. http://bit.ly/asgBot

2. Mari Smith – San Diego: Mari is the go-to-girl for Social Media. FastCompany.com called her “The Pied Piper of the Online World”. She’s President of the International Social Media Association and a fellow Scot (OK I’m only half-Scot). http://bit.ly/doSCQm

Connecting with Superstar Entrepreneur
Connecting with Superstar Entrepreneur

3. Penny Power – Farnham: Co-founder of Ecademy, has made the power of trusted connections her mission. Her book and blog: “Know Me, Like Me, Follow Me” is about putting people first. Ecademy pioneered Web 2.0 business networking long before Facebook came along. http://bit.ly/cJDcxt

4. Thomas Power – Farnham: How could I include Penny without Thomas? While Penny has built a brand around the heart in networking, Thomas has built his around the cutting edge in networking – follow him for the latest news. Thomas got me onto Twitter when I still had no idea what it was. http://bit.ly/an7Sxg

5. Janet Attwood – Fairfield: Co-author of the Passion Test, and is a great example of how a Star can build attraction and flow around one central idea. From the Passion Test, Janet has Passion Test Facilitators, products, events, and a global following. http://bit.ly/diYBlx

6. Topher Morrison – San Diego: Today Topher is travelling to Sydney from USA for the Wealth Dynamics Workshop. Topher is the Professional Speaker of Professional Speakers, training others in speaking skills. He is now the Lead Speaker for Wealth Dynamics, for which I am eternally grateful. http://bit.ly/aNOORm

7. Mike Handcock – Auckland: Mike has just come back from a round-the-world tour launching his film, The Dreamcatchers. Mike is a speaker who has built his brand “Rock Your Life” to bring his passion for music into life design. “Rock Your World” extends the brand to making a difference globally. http://bit.ly/9KiT7Z

8. Michael Q Todd – Tokyo: Michael has built his Star profile around both the green movement and social media. Based in Tokyo, he has a unique place to watch the world from. Follow his great tweets and facebook notes on issues from conservation to conversation. http://bit.ly/aLeEqA

9. Therese De Wolf – Perth: One of raw food’s greatest advocates, Therese is the founder of Sunbread and has attracted thousands of followers to her Youtube Channel, “Raw Down Under”. A great example of how personifying your passion leads to global attraction wherever you are. http://bit.ly/9s3C2R

10. Frances Cheung – Hong Kong: Frances has a mission to grow women leadership in China. She has built a brand around inspiring entrepreneurs to turn their passion into cash flow, and together with her husband, Alan, has set up an Entrepreneur Centre in Hong Kong. http://bit.ly/dy4ClG

11. Martin Jimmink – New Zealand: XL Nation Chairman & business coach, Martin chooses his clients – only high earning entrepreneurs willing to commit to at least three years. Creating a niche has given him a full client list. He now has his ticket on Virgin Galactic as the first intergalactic coach… http://bit.ly/dg3l4v

12. John Abbott – Gold Coast: John stepped up to run XL Australia from Perth several years ago. He has built a name as the go-to-person for dynamic entrepreneurs in Australia. Richard Branson dropped by in March… John and his wife Roz are now moving to the Gold Coast to join our OneLife team – Shining a light in our Lighthouse! http://bit.ly/aootLP

If you know any of the people on this list, please share your stories and testimonials of them below. If you don’t, do connect with them! Each has a heart of gold and a flow of inspiration and connections that grows in the sharing.

Got any questions about the winning & losing formulas of Stars? Have a look athttp://bit.ly/b0vaWy or post them as a comment…